Understanding Your Guardian Anytime Dental Insurance Benefits

As a patient at our office, it's essential to understand how your dental insurance works and what benefits you can expect from your plan. Here are some key facts about dental insurance that will help you navigate the process.

Firstly, insurance companies set their own schedules and fees, which may differ significantly between providers. This means that your dentist does not determine your dental insurance benefits. Instead, the percentage paid by your insurance company is usually based on how much you or your employer has paid for coverage or the type of contract your employer has with the insurance company.

Many people mistakenly believe that their insurance pays 90% to 100% of all dental fees. However, this is not always the case. Most plans only pay between 50% to 80% of the average total fee, and some may pay more or less depending on the specific contract.

It's also important to note that dental insurance is meant to be an aid in receiving dental care, rather than a guarantee that you'll receive 100% coverage for all procedures. At our office, we file claims as a courtesy to our patients and cannot be responsible for any errors in filing your insurance claim. We can only assist you in estimating your portion of the cost of treatment.

We also want to emphasize that it's essential for you to understand your insurance benefits and what is expected of you. Our office will collect from you the estimated amount insurance is not expected to pay, and we encourage patients to familiarize themselves with their coverage options.

At Art of Modern Dentistry in Chicago, IL, we accept Guardian Dental Insurance and are committed to providing our patients with the highest level of dental care possible. We believe that understanding your insurance benefits can help you make informed decisions about your oral health and ensure that you receive the best possible treatment for your needs.

In summary, it's crucial to understand how your dental insurance works and what benefits you can expect from your plan. By doing so, you'll be better equipped to navigate the process and receive the care you need for a healthy, beautiful smile.

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